function fwLoadMenus() {
  if (window.fw_menu_0) return;
  window.fw_menu_0 = new Menu("root",160,17,"Verdana, Arial, Helvetica, sans-serif",10,"#000099","#ffffff","#ffffff","#999999");
  fw_menu_0.addMenuItem("Introduction","location='about.html'");
  fw_menu_0.addMenuItem("How to Reach Us","location='contact.html'");
  fw_menu_0.addMenuItem("About The Firm","location='about.html'");
  fw_menu_0.addMenuItem("Our Clients","location='clients.html'");
   fw_menu_0.fontWeight="bold";
   fw_menu_0.hideOnMouseOut=true;
  window.fw_menu_1 = new Menu("root",220,18,"Verdana, Arial, Helvetica, sans-serif",10,"#000099","#ffffff","#ffffff","#999999");
  fw_menu_1.addMenuItem("Links & Resources","location='links.html'");
  fw_menu_1.addMenuItem("Forms","location='forms.html'");
  fw_menu_1.addMenuItem("Financial Calculators","location='cals.html'", "target='blank'");
   fw_menu_1.fontWeight="bold";
   fw_menu_1.hideOnMouseOut=true;
  window.fw_menu_2 = new Menu("root",161,17,"Verdana, Arial, Helvetica, sans-serif",10,"#000099","#ffffff","#ffffff","#999999");
  fw_menu_2.addMenuItem("How to Reach Us","location='contact.html'");
  fw_menu_2.addMenuItem("On-line Inquiry Form","location='contact_form.html'");
   fw_menu_2.addMenuItem("Directions","location='directions.html'");
   fw_menu_2.fontWeight="bold";
   fw_menu_2.hideOnMouseOut=true;
  fw_menu_2.writeMenus();
} // fwLoadMenus()